Now showing items 1-1 of 1

  • An empirical study on credit early warning systems 

    Authors:Ongoren, Haluk
    Publisher and Date:(Kadir Has University, 2016)
    Due to its impact on profitability and its potential regulatory consequences financial distress prediction is vitally important for banks. The first generation of prediction models were based on the dichotomous classification of survival versus failure states and utilized balance sheet figures and income statements of bank customers to make predictions. However those models were not designed to accommodate the change in the financial situation of bank customers over time. We define default broadly ...