Browsing by Subject "Crowd-funding"

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Alternative Credit Scoring and Classification Employing Machine Learning Techniques on a Big Data Platform

Authors:Hindistan, Yavuz Selim; Aiyakogu, Burhan Aasin; Rezaeinazhad, Arash Mohammadian; Korkmaz, Halil Ergun; Dağ, Hasan
Publisher and Date:(Institute of Electrical and Electronics Engineers Inc., 2019)

With the bloom of financial technology and innovations aiming to deliver a high standard of financial services, banks and credit service companies, along with other financial institutions, use the most recent technologies available in a variety of ways from addressing the information asymmetry, matching the needs of borrowers and lenders, to facilitating transactions using payment services. In the long list of FinTechs, one of the most attractive platforms is the Peer-to-Peer (P2P) lending which ...