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dc.contributor.authorDavutyan, Nurhan
dc.contributor.authorÖztürkkal, Belma
dc.date.accessioned2019-06-27T08:02:00Z
dc.date.available2019-06-27T08:02:00Z
dc.date.issued2016
dc.identifier.issn1540-496X
dc.identifier.issn1558-0938
dc.identifier.urihttps://hdl.handle.net/20.500.12469/527
dc.identifier.urihttps://doi.org/10.1080/1540496X.2016.1187596
dc.description.abstractWe use a representative survey of the Turkish household sector and investigate factors impinging on saving-borrowing behavior. We run four probit regressions to elucidate (i) the saving decision (ii) asset choice or portfolio composition for those who save (iii) the bank loan decision and lastly (iv) the formal versus informal borrowing decision. We find income education marital status and region within country strongly correlate with those decisions. We offer some insights regarding the influence of variables like rural to urban migrant status and religious belief on saving and borrowing decisions. We discuss the long-term implications of our findings on the Turkish household savings performance.
dc.language.isoEnglish
dc.publisherRoutledge Journals Taylor & Francis Ltd
dc.subjectFinancial Inclusion
dc.subjectHousehold Finance
dc.subjectHuman Resources
dc.subjectD14
dc.subjectG21
dc.subjectO15
dc.titleDeterminants of Saving-Borrowing Decisions and Financial Inclusion in a High Middle Income Country: The Turkish Case
dc.typeArticle
dc.identifier.startpage2512
dc.identifier.endpage2529
dc.relation.journalEmerging Markets Finance and Trade
dc.identifier.issue11
dc.identifier.volume52
dc.identifier.wosWOS:000387917000005
dc.identifier.doi10.1080/1540496X.2016.1187596
dc.contributor.khasauthorDavutyan, Nurhan
dc.contributor.khasauthorÖztürkkal, Belma


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