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dc.contributor.authorDanışman, Gamze Öztürk
dc.contributor.authorTarazi, Amine
dc.date.accessioned2020-07-30T10:39:06Z
dc.date.available2020-07-30T10:39:06Z
dc.date.issued2020
dc.identifier.issn1351-847X
dc.identifier.issn1466-4364
dc.identifier.urihttps://doi.org/10.1080/1351847X.2020.1782958en_US
dc.identifier.urihttps://hdl.handle.net/20.500.12469/3088
dc.description.abstractThe Great Recession of 2007-2009 piqued the interest of policymakers worldwide, prompting various initiatives to stabilize the financial system and advance financial inclusion. However, few studies have considered their interconnectedness or whether any synergies or trade-offs exist between them. This paper investigates how financial inclusion affects the stability of the European banking system. The findings indicate that advancements in financial inclusion through more account ownership and digital payments have a stabilizing effect on the banking industry. A deeper investigation shows that such a stabilizing impact is mainly driven by the targeting of disadvantaged adults who are young, undereducated, unemployed, and who live in rural areas. Hence, along with its known benefits to society as a whole, financial inclusion has the additional benefit of improving the stability of the financial system. Such findings call for policy configurations that are specifically designed to achieve financial inclusion for disadvantaged individuals.en_US
dc.language.isoEnglishen_US
dc.publisherRoutledge Journalsen_US
dc.rightsinfo:eu-repo/semantics/openAccessen_US
dc.subjectFinancial Inclusionen_US
dc.subjectBank Stabilityen_US
dc.subjectAccount Ownershipen_US
dc.subjectDigital Paymentsen_US
dc.subjectDisadvantaged Adults KeyWords Plus:RISK; GMMen_US
dc.titleFinancial inclusion and bank stability: evidence from Europeen_US
dc.typeArticleen_US
dc.relation.journalEuropean Journal of Financeen_US
dc.identifier.wosWOS:000549613500001en_US
dc.identifier.doi10.1080/1351847X.2020.1782958en_US
dc.contributor.khasauthorDanışman, Gamze Öztürken_US


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