Browsing by Author "Tarazi, Amine"
Now showing items 1-3 of 3
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Bank credit in uncertain times: Islamic vs. conventional banks
Authors:Bilgin, Mehmet Hüseyin; Danışman, Gamze Öztürk; Demir, Ender; Tarazi, Amine
Publisher and Date:(Elsevier Ltd, 2020)This paper explores whether the impact of economic uncertainty on credit growth differs for Islamic vs. conventional banks. Using a sample of 416 banks (58 Islamic and 358 conventional) in 12 countries, the findings indicate that an increase in economic uncertainty significantly decreases the credit growth of conventional banks but does not have any significant impact on Islamic banks’ credit growth. Our results are robust to alternative specifications and addressing endogeneity concerns using GMM ...
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Financial inclusion and bank stability: evidence from Europe
The Great Recession of 2007-2009 piqued the interest of policymakers worldwide, prompting various initiatives to stabilize the financial system and advance financial inclusion. However, few studies have considered their interconnectedness or whether any synergies or trade-offs exist between them. This paper investigates how financial inclusion affects the stability of the European banking system. The findings indicate that advancements in financial inclusion through more account ownership and ...
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How organizational and geographic complexity influence performance: Evidence from European banks
Authors:Nyola, Annick Pamen; Sauvlat, Alain; Tarazi, Amine; Danışman, Gamze Öztürk
Publisher and Date:(Elsevier B.V., 2021)We empirically investigate how bank internationalization, organizational complexity, and geographical complexity stemming from foreign-affiliate type and geographic dispersion affect parent bank stability and profitability. We base our analysis on unique, hand-collected data for the worldwide locations of subsidiaries and branches of EU banks. Our results show that internationalization benefits bank stability by reducing default risk, and it is significantly associated with lower earnings volatility ...