Öztürk Danışman, Gamze

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Öztürk Danışman, Gamze
G.,Öztürk Danışman
G. Öztürk Danışman
Gamze, Öztürk Danışman
Ozturk Danisman, Gamze
G.,Ozturk Danisman
G. Ozturk Danisman
Gamze, Ozturk Danisman
Danışman, Gamze Öztürk
Ozturk-Danisman, Gamze
Danisman, Gamze Ozturk
Job Title
Dr. Öğr. Üyesi
Email Address
Gamze.danısman@khas.edu.tr
Main Affiliation
International Trade and Finance
Status
Former Staff
Website
ORCID ID
Scopus Author ID
Turkish CoHE Profile ID
Google Scholar ID
WoS Researcher ID

Sustainable Development Goals Report Points

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Scholarly Output

18

Articles

16

Citation Count

0

Supervised Theses

2

Scholarly Output Search Results

Now showing 1 - 2 of 2
  • Article
    Citation - WoS: 39
    Citation - Scopus: 42
    Bank Credit in Uncertain Times: Islamic Vs. Conventional Banks
    (Elsevier Ltd, 2020) Bilgin, Mehmet Hüseyin; Öztürk Danışman, Gamze; Danışman, Gamze Öztürk; Demir, Ender; Tarazi, Amine; International Trade and Finance
    This paper explores whether the impact of economic uncertainty on credit growth differs for Islamic vs. conventional banks. Using a sample of 416 banks (58 Islamic and 358 conventional) in 12 countries, the findings indicate that an increase in economic uncertainty significantly decreases the credit growth of conventional banks but does not have any significant impact on Islamic banks’ credit growth. Our results are robust to alternative specifications and addressing endogeneity concerns using GMM estimators. We further observe that our findings are stronger for the following countries: (1) countries with explicit deposit insurance protection system for Islamic banks, (2) lower foreign dominance, and (3) countries with a higher share of deposits and assets in Islamic banks.
  • Article
    Citation - WoS: 73
    Citation - Scopus: 81
    Economic Uncertainty and Bank Stability: Conventional Vs. Islamic Banking
    (Elsevier Science Inc, 2021) Bilgin, Mehmet Huseyin; Öztürk Danışman, Gamze; Danisman, Gamze Ozturk; Demir, Ender; Tarazi, Amine; International Trade and Finance
    In this paper, we explore whether economic uncertainty differently affects the default risk of Islamic and conventional banks. Using a sample of 568 banks from 20 countries between 2009 and 2018, we use the World Uncertainty Index (WUI) by Ahir et al. (2018) to conduct a study based on a comparable measure across countries. Our findings indicate that economic uncertainty increases the default risk of conventional banks but does not affect Islamic banks' default risk. To understand why, we explore the influence of religiosity, institutional factors, and bank-level heterogeneity. We observe that Islamic banks' default risk is not significantly affected by uncertainty in all types of countries, but such a difference with conventional banks mainly holds for banks with higher income diversification, larger size, and that are publicly traded. Moreover, our findings show that conventional banks suffer more from uncertainty in terms of stability in countries with higher religiosity and with a higher share of profit-loss sharing (PLS) contracts. Our results are robust to alternative estimation techniques to deal with endogeneity and to alternative variable measurements.