Determinants of Saving-Borrowing Decisions and Financial Inclusion in a High Middle Income Country: the Turkish Case

dc.contributor.authorDavutyan, Nurhan
dc.contributor.authorÖztürkkal, Belma
dc.date.accessioned2019-06-27T08:02:00Z
dc.date.available2019-06-27T08:02:00Z
dc.date.issued2016
dc.departmentFakülteler, İşletme Fakültesi, Uluslararası Ticaret ve Finans Bölümüen_US
dc.description.abstractWe use a representative survey of the Turkish household sector and investigate factors impinging on saving-borrowing behavior. We run four probit regressions to elucidate (i) the saving decision (ii) asset choice or portfolio composition for those who save (iii) the bank loan decision and lastly (iv) the formal versus informal borrowing decision. We find income education marital status and region within country strongly correlate with those decisions. We offer some insights regarding the influence of variables like rural to urban migrant status and religious belief on saving and borrowing decisions. We discuss the long-term implications of our findings on the Turkish household savings performance.en_US]
dc.identifier.citation14
dc.identifier.doi10.1080/1540496X.2016.1187596en_US
dc.identifier.endpage2529
dc.identifier.issn1540-496Xen_US
dc.identifier.issn1558-0938en_US
dc.identifier.issn1540-496X
dc.identifier.issn1558-0938
dc.identifier.issue11
dc.identifier.scopus2-s2.0-84994381481en_US
dc.identifier.scopusqualityQ1
dc.identifier.startpage2512en_US
dc.identifier.urihttps://hdl.handle.net/20.500.12469/527
dc.identifier.urihttps://doi.org/10.1080/1540496X.2016.1187596
dc.identifier.volume52en_US
dc.identifier.wosWOS:000387917000005en_US
dc.identifier.wosqualityQ2
dc.institutionauthorDavutyan, Nurhanen_US
dc.institutionauthorDavutyan, Nurhan
dc.institutionauthorÖztürkkal, Ayşe Belma
dc.language.isoenen_US
dc.publisherRoutledge Journals Taylor & Francis Ltden_US
dc.relation.journalEmerging Markets Finance and Tradeen_US
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanıen_US
dc.rightsinfo:eu-repo/semantics/closedAccessen_US
dc.subjectFinancial Inclusionen_US
dc.subjectHousehold Financeen_US
dc.subjectHuman Resourcesen_US
dc.subjectD14en_US
dc.subjectG21en_US
dc.subjectO15en_US
dc.titleDeterminants of Saving-Borrowing Decisions and Financial Inclusion in a High Middle Income Country: the Turkish Caseen_US
dc.typeArticleen_US
dspace.entity.typePublication
relation.isAuthorOfPublication91a9c5f1-c69c-4cc3-a4b4-acabfcb72982
relation.isAuthorOfPublication4305087b-4178-478d-8846-9b1a77e8bfbe
relation.isAuthorOfPublication.latestForDiscovery91a9c5f1-c69c-4cc3-a4b4-acabfcb72982

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